Question 1

What is KabanKo?

Accepted Answer

KabanKo is a Financial Operating System built for Filipino families. It combines three integrated tools — Sobre (envelope budgeting), Kaban (expense tracking), and Pautang (lending tracker) — into one system designed to break the Petsa de Peligro cycle. Instead of scattered spreadsheets, you get a purpose-built financial system that understands your 15th/30th salary cycle.

Question 2

Who is this built for?

Accepted Answer

Filipino employees, breadwinners, and household budget managers. If you juggle bills on the 15th and 30th, wonder where the money went by day 5, or lend to family despite your own tight budget — KabanKo was designed for your exact workflow.

Question 3

Is it really free?

Accepted Answer

Yes. KabanKo is free with full access to Sobre (budgeting), Kaban (expense tracking), and Pautang (lending tracker). No trial period, no credit card, no hidden fees. We believe every Filipino family deserves a real financial system.

Question 4

Is my data safe?

Accepted Answer

Your data is encrypted in transit, hosted on enterprise-grade infrastructure, and protected by strict access controls. You own your data — export it anytime or permanently delete your account with one click. We never sell your data to third parties.

Question 5

Why is this better than Excel or Google Sheets?

Accepted Answer

Excel is a blank sheet — you build, you fix, you maintain. KabanKo is pre-built for the Filipino financial reality: salary cycles, envelope budgeting, daily safe-to-spend calculations, and lending tracking are all built-in. You focus on decisions, we handle the math.

Question 6

Do I need to install an app?

Accepted Answer

No. KabanKo works in your browser on any device — phone, tablet, or laptop. Just go to kabanko.app and log in. Your data syncs automatically across all devices.